A doubly advantageous supplementary pension

Are you among the majority of taxpayers who file their tax returns in December? What if we tell you it isn’t a good idea? To start filling in your tax return at the beginning of the year is much better, and in this article we explain why.

Are you self-employed in Luxembourg, live there and want to boost your retirement? Do you want to cover yourself and your loved ones against the risk of death or disability? In this article, our expert Bruno Mendes, Business Advisor Coordinator at Spuerkeess, explains why and how you can benefit from a highly advantageous tax framework. Happy reading!

Halfway through our careers, we look back and wonder why we didn’t think about the future sooner. Did you know that even as a non-resident, you can take out a supplementary pension, with all its benefits? Why is the S-Pension private pension scheme the right choice at this stage in your life?

Completing studies: check. Finding the first job: check. Having a head full of plans reminds you that you have your whole life ahead of you to achieve them, because you’re young. However, this is precisely why we need to talk to you about your retirement. Retirement may still seem a long way away to you, but read this article to understand why now is the right time to think about it!

You’re starting to feel more and more comfortable with the idea of investing and now would like to understand what it means to invest in “green”. Well, we will explain it all in this article.

Having invested in securities, you want to make sure you have made the right choices. To that end, it is for instance vital to keep informed of the latest developments at the company in which you bought shares, as well as of the political, economic and legal decisions impacting your stocks in a particular sector. This is all fine in theory. But in practice, how do you keep up with stock market news?

You have set your investment budget, determined your investor profile and probably opened your securities account. What happens now? Well, you just need to define your investment strategy, before starting to buy securities on the stock exchange. But what do you do to decide the right strategy? And what exactly is an investment strategy?

Do you want to invest but do not know where to start? It would be true to say it is not the simple matter it might first appear, and that is why it is important to involve your bank before taking the step, so that it can support and guide you along the way. However, whenever you receive investment advice from your bank, the regulations (MiFID II) require an investor profile to be established about you. So, what is this about?

Do you have some savings tucked away? Or have you inherited some money? Sure, you could organise an awesome trip halfway around the world, make some luxury shopping, or simply put the money away in your savings account, however you do have other options to put your savings to work for you by carefully investing it. For beginners investors: in this article we present three approaches for you to flawlessly invest your savings.