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Small and medium-sized companies

Take advantage of our sound expertise

As your financial partner, Spuerkeess is by your side at every stage of your company’s development, supporting you with customised solutions, both for your daily operational financing needs and for your investment and development projects.

 

Creating your company A major challenge that requires careful preparation with specialists by your side.

Whether it be for the launch of a new business activity or for the development of an additional branch of activity within an existing company, creating a business is always a complex process that requires meticulous preparation.

Spuerkeess supports you:

  • in piloting your business plan
  • in the administrative processes concerning the necessary authorisations and possible state aid
  • in opening your first bank account with the issuance of a blocking certificate
  • in financing your first acquisitions
  • in issuing a rent payment guarantee
Welcome Offer: Entrepreneurs

Welcome Offer: Entrepreneurs

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Everyday management A package of services around your business current account

Features
Zebra Business
Zebra Business
12,50
/ month
Zebra Business Plus
Zebra Business Plus
25,00
/ month
Eurotransferts
12 free of charge/month 36 free of charge/month
Credit card Visa Business
1 credit card free of charge 2 credit cards free of charge
Business credit line handling fees
No discount -25% discount on handling fees  1
Investment loan handling fees
No discount -25% discount on handling fees  2
Transaction fee Additional Eurotransfert
EUR 0,60 EUR 0,30
Standing orders (management)
Available Available
MultiLine contract
Available Available
“Cash deposit 24/24” service
Available Available
PIN reminder
Available Available
Card replacement free of charge
Available Available
Insurances related to credit cards free of charge
Available Available
1 Subject to the acceptance of the application
2 Subject to the acceptance of the application

Financing Are you planning to launch or grow your business? Take advantage of our financial solutions!

Our products:

  • Credit line

A credit line can be used to cover a company's working capital requirements. You benefit from rapid access to funds, controlled costs and optimised cash management.   

  • Temporary arranged overdraft

A temporary arranged overdraft is a credit facility granted by a bank to a company to cover temporary cash flow requirements. This enables the company to meet unforeseen expenses or late payments from customers.

  • Investment loan 

A bank investment loan is a form of financing intended to support investment projects, such as the purchase of equipment, infrastructure development or business expansion. 

  • Financial leasing 

Financial leasing is a very popular financing solution for businesses that want to acquire capital goods without having to buy them outright, on advantageous terms with constant rental payments. 

  • Bank guarantee 

A bank guarantee is a useful tool for companies wishing to secure their transactions and strengthen their market position. A prior assessment of the costs and financial implications is essential.

Our partners to guarantee your financing:

 

Wealth management Spuerkeess provides advice in managing your assets

  • Surplus cash management
  • Short- to medium-term investments
  • Discretionary management of your finances and personal wealth

Insurance for professionals Have you considered insuring your company?

Contact our specialists who will help you optimise your insurance needs.

Dépliant "lalux - Guide des Assurances pour Entreprises" (French version only)

Dépliant "lalux - Guide des Assurances pour Entreprises" (French version only)

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Business succession How can you ensure that your work continues to bear fruit in the long term?

Business succession is a critical step in a company’s life. To ensure this change is successful, it is important to prepare the approach well and to surround yourself with experienced specialists.

Spuerkeess is able to offer bespoke and in-depth advice at the various stages of the transmission process. It provides information and assistance services, both for the transferors and the transferees, covering, among others, the following areas:

  • analysis and financing proposals adapted to each transfer project
  • advice on the issue of state aid and grants
  • issue of bank guarantees in favour of the transferee
  • issue of rent payment guarantees
  • management of the new company’s business accounts
  • management of the transferor’s wealth

Request of advise for small and medium-sized companies Be contacted by a Corporate Banking advisor

Format: email@example.com
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