Take advantage of a transparent all-in offer Don't waste your time managing your portfolio: call on our specialists
Take advantage of a transparent all-in offer
- A personalised investment strategy that respects your investment objectives, your knowledge of financial instruments and your sustainability preferences.
- Transparent discretionary management available from an initial investment of EUR 25,000 for a monthly all-in fee of EUR 10 (excl. VAT).
- Professional management by Spuerkeess Asset Management, which acts as an advisor in the composition of the portfolio.
- A dedicated Personal Banker who will guide you through all your banking relationships
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Monthly all-in fee
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10,00
€
/month
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Why opt for discretionary portfolio management?
Benefit from the financial markets' performance
Increase your return over the long term, without worrying about the ups and downs of the financial markets.
A tailor-made portfolio of lux|funds funds
lux|mandate is an investment solution managed by the experts of Spuerkeess Asset Management. This team of specialists provides recommendations on the allocation of asset classes, business sectors and geographical areas, whilst respecting the client's investor profile.
The lux|mandate discretionary management service is composed mainly of lux|funds, Spuerkeess' in-house fund range. These funds have been designed to perfectly match the needs of our clients and are managed in accordance with the United Nations Principles for Responsible Investment to reflect your values as well.
Frequently asked questions about lux|mandate
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Discretionary management is a type of investment where a management expert makes investment decisions on the client's behalf, without obtaining prior approval for each transaction. The manager is able to make these decisions based on the customer's objectives and constraints, and can therefore adjust the portfolio based on market conditions.
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Our lux|mandate discretionary management product uses a variety of strategies that are adjusted to our customers' risk level and sustainability preferences. The ideal strategy is determined using a suitability test. This test consists of questions about the customer's investment objectives, including the risk he is willing to take, his financial situation, his knowledge and experience, and his sustainability preferences.
Your assigned strategy corresponds to your inverstor profile. However, all the strategies invest in investment funds and the capital is therefore not guaranteed.
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Money invested in lux|mandate is accessible and can be withdrawn at any time. However, the product has been designed for medium or long term investments (at least 3 to 5 years). When disinvesting, there is no guarantee that the value of the product will not have fallen and that you will be able to withdraw the initial amount. For tax purposes, we recommend that you hold on to the product for at least six months.
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The strategy is derived from the investor profile created based on the customer's suitability test. It is strongly recommended that this test be kept up to date and that it be redone at least once every two years. If a customer changes his responses to the suitability test, the strategy may also change. In that case, the customer's portfolio is automatically adjusted.
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