Can I withdraw funds from my housing savings scheme account?

You can withdraw funds from your housing savings scheme account if necessary, provided that the funds are ultimately invested in your main residence. 'Investment' is understood to mean: buying, building or renovating an apartment/home; buying land on which to build an apartment/home; or repaying the real estate loan on your main residence. Before taking any action, Spuerkeess recommends that you contact the Luxembourg Direct Contributions Administration or a BHW advisor by calling 44 88 44 – 1.