Sample calculation of a housing loan

A housing loan totalling EUR 500.000 for the purchase of a property and concluded at the nominal rate of 4,95 % over a period of 360 months, is repayable in monthly instalments of EUR 2.683,47.

Handling fees, conditional upon holding a Zebra Premium package, total EUR 2.000,00. The effective annual interest rate is 5,0908%. The total amount to be repaid is EUR 966.049,20 (excluding life insurance costs and mortgage registration fees).