For how long will I be bound by a loan?

It depends on the type of loan:

• State-guaranteed student loan: repayment must begin at the latest 2 years after the end of your studies and be completed at the latest 10 years after the start of repayment
• Unif loan: repayment must begin at the latest 2 years after the end of your studies and be completed depending on the subscribed offer
• Personal loan: between 1 and 5 years, depending on the subscribed offer