The Tweenz savings account
The savings account for children between the age of 0 and 12.
- For children aged 0 to 12
- Interest rate of 2,45%
- No account closing balance fee
- All advantages of the Tweenz-Club
The gift for newborns
Spuerkeess and LALUX Assurances offer EUR 150 to your newborn, of which:
- EUR 50 will be credited on a Tweenz savings account (opened by a legal representative);
- EUR 50 will be credited on an insurance lalux-Study Cover ;
- EUR 50 will be credited on a savings plan S-Invest *.
Your child may benefit of this gift up to the age of 12 months. Furthermore, your child will receive a nice surprise gift at our branch.
* Valid until the child's 18th birthday
Our saving accounts and savings plans for children A combination between return and security
1. Savings accounts
Blocked savings account
The savings account that is blocked until the age of 18.
- For children aged from 0 to 18
- Interest rate of 2,65%
- No account closing balance fee
- All advantages of the Tweenz-Club
2. Insurances
lalux - Safe Future
Self-employed supplementary pension schemes
- Extra income for your retirement
- Customised formulas (retirement, risks and options)
- 100% digital subscription: fast & simple
- Premium paid directly by the independent
- Tax-deductible retirement premium
- Net benefit in Luxembourg
- Free choice of contributions
- Free choice of investment structure
lalux-Study Cover
Start preparing your children's future now!
- Make regular savings in total security
- Freely choose the amount of deposits
- Complete the subscription formalities in a few minutes with your bank advisor
- Benefit from tax advantages
3. Investment and housing savings scheme
S-Invest
Your investment funds savings plan in lux|funds.
- Invest regularly, but at your own pace
- No subscription and custody fees*
- Investments starting from EUR 40/month
- Liquidity: your capital remains accessible over a very short term
BHW Bausparen
For maximum flexibility!
- Savings interest rate guaranteed
- Option on an attractive fixed rate loan
- Fast access to your home loan without minimum savings
- Choice of repayment instalments and the interest rate - debit
- State subsidies possible
