HTML{ scroll-behavior: auto !important; } <input type="hidden" name="tx_form_formframework[__trustedProperties]" value="{"profesionnelLeadEN-133654":{"textarea-1":1,"textarea-2":1,"email-1":1,"telephone-1":1,"6QYeBESI9aTn":1,"textarea-4":1,"radiobutton-1":1,"singleselect-1":1,"textarea-3":1,"checkbox-1":1,"__navigationHistory":1,"__currentPage":1}}831a17dda0980ecd02979e02e1c8fa3fc00620d3" /> Last name * First name * Email * Format: email@example.com Phone number * Format: +352 123 456 Profession * * Existing client Become a Spuerkeess customer Preferred financial centre * Luxembourg City Kirchberg Diekirch Grevenmacher Mamer Esch sur Alzette Message * Disclaimer * Personal data collected will be processed in full compliance with data protection legislation. In particular, you have the right to access and rectify this data by sending your request by S-Net, email or letter to the following address: Banque et Caisse d'Epargne de l'Etat, Luxembourg Data Protection Officer 1, place de Metz L-2954 Luxembourg email : dpo@spuerkeess.lu Send

Liberal professions

By your side, right from the start!

More info Contact an advisor

A service tailored to the specific needs of your profession

As a self-employed professional, you belong to a specific category of independent workers. Your activity consists of providing services of a generally intellectual nature and is subject to specific authorisations. Registration with a professional order or association is often mandatory.
You belong to professions such as doctors, psychologists, physiotherapists, pharmacists, lawyers, architects, vets, notaries...

Setting up and support Benefit from a team of dedicated, highly qualified advisors!

Their missions:

A trusted partner throughout the lifecycle of a liberal profession
Privileged contact for all the customer's private and professional needs
Listening and analysis of specific needs
Personal advice to meet the challenges of the liberal professions
Support with important financial decisions
Ongoing monitoring to ensure the successful implementation of the strategy defined together

A brief insight into the "All in One" offer

Business needs:

NEW: Unlimited business current accounts
NEW: Unlimited SEPA credit transfers
Visa Business credit card
...

Private needs:

Private current account with unlimited SEPA transfers
Current accounts in non-EUR currencies
2 Visa debit cards
2 Visa credit cards
...

Asset needs:

Housing loan with handling fee free of charge in Luxembourg
Personal loan with beneficial rate
lux|funds subscription/redemption and custody fees free of charge
lux|mandate EUR 10/month excl. VAT (asset management)
NEW: Supplementary Pension Scheme for Self-Employed Professionals: 50% discount on front-end fee
...

Day-to-day finance management with our "All in One" offer A banking offer tailored to your professional, private and wealth management needs

Choose one of the two "all-inclusive" business current accounts Zebra Business or Zebra Business Plus
Benefit from all the services of the Zebra Premium private current account free of charge
Enjoy a wide range of financial benefits for your financing and investments

Take advantage of our "All in One" banking package from just EUR 12,50 a month

Leaflet Exclusive Offer "All in One" for liberal professions

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Also discover our Business credit cards They offer you a host of benefits and insurances, for instance:

Travel accident insurance
Trip cancellation/interruption insurance
Death and disability insurance

Business credit cards

An extra bonus

Take advantage of the Miles & More Luxair Visa Business credit card for EUR 165/year instead of EUR 230/year. Thanks to Zebra Business or Zebra Business Plus packages included in your ‘All in One’ offer!

Invest in your business, manage your private assets, adjust your tax charge or insure your business... Our Business Advisors are at your service!

Financing and growth Spuerkeess has the right solutions to help you develop your activity:

Cash advance
Convertible credit line
Bridge loan
Housing loan, investment loan and/or personal loan
Financial leasing
Bank guarantee

Find out more

Investment Take advantage of the expertise and stability of the Grand Duchy's best-rated financial institution to grow your capital!

Manage your portfolio independently while benefiting from preferential pricing. > Selfinvest
Benefit from the expertise of an advisor and preferential pricing before making your investment decisions. > Activinvest
Delegate the management of your assets to a team of specialists who make all the investment decisions in accordance with your investor profile. > Activmandate

Taxation Save up while benefiting from tax deductions as set by law

With our pension plan, housing savings scheme and life insurance products, you can build up capital and benefit from the tax advantages provided by law.
Specific and attractive tax benefits for liberal professions? Take a look at the supplementary pension scheme for self-employed professionals!

Our experts will be able to advise you on how to reduce your tax charge as set by law.

Discover your benefits

Insurances Protect your business with LALUX Assurances, our partner for over 30 years

Thanks to a comprehensive range of LALUX insurance products that can be customised to suit your needs and your profession, you can be sure of optimum protection for your property, your business, your staff and yourself.

Founded in 1920, LALUX is now a key player in the Luxembourg insurance market.

Caring for your patients and your finances when opening a medical practice

Are you a doctor, physiotherapist or self-employed professional in the healthcare sector? Are you about to open a medical practice but don't have a clue about the best way to manage your finances? If there are several of you in the same practice, do you only need one account? Or is it better to have more than one to make it easier to keep an eye on payments? If these are just some of the questions you're asking yourself right now, the sound advice in this article from our expert Bruno Mendes, Business Advisor Coordinator at Spuerkeess, will help clear things up.
Read the article

I want to be contacted by an advisor

Last name *

First name *

Email *
Format: email@example.com

Phone number *
Format: +352 123 456

Profession *

*

Existing client

Become a Spuerkeess customer

Preferred financial centre *

Message *

Disclaimer *

Personal data collected will be processed in full compliance with data protection legislation. In particular, you have the right to access and rectify this data by sending your request by S-Net, email or letter to the following address: Banque et Caisse d'Epargne de l'Etat, Luxembourg Data Protection Officer 1, place de Metz L-2954 Luxembourg email : dpo@spuerkeess.lu