HTML{ scroll-behavior: auto !important; } <input type="hidden" name="tx_form_formframework[__trustedProperties]" value="{"profesionnelLeadEN-133654":{"textarea-1":1,"textarea-2":1,"email-1":1,"telephone-1":1,"OXkrvZmpMTs":1,"textarea-4":1,"radiobutton-1":1,"singleselect-1":1,"textarea-3":1,"checkbox-1":1,"__navigationHistory":1,"__currentPage":1}}1da0516457a1a6d953ae4b7b4018c6bd971a76b5" /> Last name * First name * Email * Format: email@example.com Phone number * Format: +352 123 456 Profession * * Existing client Become a Spuerkeess customer Preferred financial centre * Luxembourg City Kirchberg Diekirch Grevenmacher Mamer Esch sur Alzette Message * Disclaimer * Personal data collected will be processed in full compliance with data protection legislation. In particular, you have the right to access and rectify this data by sending your request by S-Net, email or letter to the following address: Banque et Caisse d'Epargne de l'Etat, Luxembourg Data Protection Officer 1, place de Metz L-2954 Luxembourg email : dpo@spuerkeess.lu Send

Supplementary pension scheme for self-employed professionals

Self-employed, freelancer, have you already thought about your pension?

More info

Opt for a pension scheme for the self-employed with lalux-Safe Future

Are you a freelancer or self-employed? The risks you face on a daily basis are diverse and numerous.

With lalux-Safe Future we offer you a tailor-made insurance solution that secures your future and allows you to benefit from the tax advantages granted by the extension of the law on supplementary pension schemes to freelancers and self-employed.

Benefits at a glance

A supplementary income to ensure a comfortable and secure retirement
The premium paid is tax deductible as a special expense up to a maximum of 20% of net annual income
On maturity, the retirement benefit is tax free in Luxembourg
A cover for life risks: death, invalidity and accident. These premiums are tax deductible without limit
The flexibility to adapt the investment method and amount every year
The scheme is not linked to a compulsory minimum duration (maturing at legal retirement age at the earliest)

lalux - Safe Future

Leaflet "lalux-Safe Future"

Two examples to illustrate tax benefits

Ben

Ben, a single man aged 35, is self-employed. He has a net annual income of...

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Léa

Léa, a 65-year-old single woman, is a specialist doctor and therefore self-employed. Her annual income is...

Download example

Read our expert's explanations and calculation examples in our blog article on the supplementary pension scheme for the self-employed!

Which pension solution to choose when you're self-employed?

Are you self-employed in Luxembourg, live there and want to boost your retirement? Do you want to cover yourself and your loved ones against the risk of death or disability? In this article, our expert Bruno Mendes, Business Advisor Coordinator at Spuerkeess, explains why and how you can benefit from a highly advantageous tax framework. Happy reading!
Read the article

I want to be contacted by an advisor

Last name *

First name *

Email *
Format: email@example.com

Phone number *
Format: +352 123 456

Profession *

*

Existing client

Become a Spuerkeess customer

Preferred financial centre *

Message *

Disclaimer *

Personal data collected will be processed in full compliance with data protection legislation. In particular, you have the right to access and rectify this data by sending your request by S-Net, email or letter to the following address: Banque et Caisse d'Epargne de l'Etat, Luxembourg Data Protection Officer 1, place de Metz L-2954 Luxembourg email : dpo@spuerkeess.lu

Supplementary pension scheme for self-employed professionals

Self-employed, freelancer, have you already thought about your pension?

Opt for a pension scheme for the self-employed with lalux-Safe Future

Benefits at a glance

Two examples to illustrate tax benefits

Ben

Léa

Read our expert's explanations and calculation examples in our blog article on the supplementary pension scheme for the self-employed!

Which pension solution to choose when you're self-employed?

I want to be contacted by an advisor

Do you need more detailed Information? Contact us

Branches

Spuerkeess Direct