HTML{ scroll-behavior: auto !important; } <input type="hidden" name="tx_form_formframework[__trustedProperties]" value="{"profesionnelLeadEN-133654":{"textarea-1":1,"textarea-2":1,"GdnXSLNjmzHvOgRM":1,"email-1":1,"telephone-1":1,"textarea-4":1,"radiobutton-1":1,"singleselect-1":1,"textarea-3":1,"checkbox-1":1,"__navigationHistory":1,"__currentPage":1}}593762f6c6f63d789985b24cd69be11be56c66f2" > Last name * First name * Email * Format: email@example.com Phone number * Format: +352 123 456 Profession * * Existing client Become a Spuerkeess customer Preferred financial centre * Luxembourg City Kirchberg Diekirch Grevenmacher Mamer Esch sur Alzette Message * Disclaimer * Personal data collected will be processed in full compliance with data protection legislation. In particular, you have the right to access and rectify this data by sending your request by S-Net, email or letter to the following address: Banque et Caisse d'Epargne de l'Etat, Luxembourg Data Protection Officer 1, place de Metz L-2954 Luxembourg email : dpo@spuerkeess.lu Send

Supplementary pension scheme for self-employed professionals

Self-employed, freelancer, have you already thought about your pension?

More info

Are you a freelancer or self-employed? The risks you face on a daily basis are diverse and numerous.

With LALUX-Safe Future we offer you a tailor-made insurance solution that secures your future and allows you to benefit from the tax advantages granted by the extension of the law on supplementary pension schemes to freelancers and self-employed.

Benefits:

Tax optimisation: premiums are tax-deductible as special expenses (up to 20% of net annual income)
Total flexibility: free choice of the amount and frequency of premiums (monthly, quarterly, annually)
Investment freedom: choice between guaranteed capital investment or investment funds
Financial strength: insured by LALUX, a partner of Spuerkeess, and regulated by the Insurance Commission

Request for personalised advice

lalux-Safe Future – Supplementary Pension Schemes for the Self-Employed

Leaflet "lalux-Safe Future"

Ben

Ben, a single man aged 35, is self-employed. He has a net annual income of...

Download example

Léa

Léa, a 65-year-old single woman, is a specialist doctor and therefore self-employed. Her annual income is...

Download example

Which pension solution to choose when you're self-employed?

Are you self-employed in Luxembourg, live there and want to boost your retirement? Do you want to cover yourself and your loved ones against the risk of death or disability? In this article, our expert Bruno Mendes, Business Advisor Coordinator at Spuerkeess, explains why and how you can benefit from a highly advantageous tax framework. Happy reading!
Read the article

Last name *

First name *

Email *

Format: email@example.com

Phone number *

Format: +352 123 456

Profession *

*

Existing client

Become a Spuerkeess customer

Preferred financial centre *

Message *

Disclaimer *

Personal data collected will be processed in full compliance with data protection legislation. In particular, you have the right to access and rectify this data by sending your request by S-Net, email or letter to the following address: Banque et Caisse d'Epargne de l'Etat, Luxembourg Data Protection Officer 1, place de Metz L-2954 Luxembourg email : dpo@spuerkeess.lu

Branches

Find a branch

Spuerkeess Direct

Monday to Friday 8:00 am to 6:00 pm

Supplementary pension scheme for self-employed professionals

Self-employed, freelancer, have you already thought about your pension?

Opt for a pension scheme for the self-employed with LALUX-Safe Future

Benefits:

Two examples to illustrate tax benefits

Ben

Léa

Read our expert's explanations and calculation examples in our blog article on the supplementary pension scheme for the self-employed!

Which pension solution to choose when you're self-employed?

I want to be contacted by an advisor

Do you need more detailed Information?

Branches

Spuerkeess Direct