THE STORY OF YOUR NEW HOME BEGINS WITH THE ESTABLISHMENT OF YOUR BUDGET

On the occasion of Home Expo (formerly the Autumn Fair), we've brought together all the important information you need to get started on your housing project! From financing to ecological subsidies, you'll find everything you need to know about your future home. Happy reading!

Do you have a property project on the horizon for which you're already thinking about applying for a loan from your bank? Spuerkeess supports you and adapts to your needs. To make it easier for you to purchase your property, you can apply for a home loan directly online via S-Net, with the support of a Housing Advisor. Mirko Kessler, Team Manager of the Lending Division at Spuerkeess, explains why the bank wanted to digitalise its customer journey.

Are you considering a real estate project but don't know if you can afford it? You can find out the sum that you'd need to borrow and how much you are able to repay by producing a financing plan!

Whether it is to live in or rent out, buying a property also offers a number of tax benefits as set by law. In order to help you better understand these benefits, Charles Pletsch, chef adjoint du service Coordination du Réseau d’Agences at Spuerkeess, provides some explanations.

Over the past weeks, the media has taken up the topic of the rising interest rates which is causing our clients to ask all sorts of questions about their loans. We’ve asked Charles Pletsch, Vice President and Head of Business Unit at Spuerkeess and housing loan expert, to share two tips on how to best manage your housing project.

The high real estate prices are a direct consequence of the imbalance between supply and demand for housing in our country. But how did this imbalance occur? Michel Zimer, head of Credit Process Management, analyses the factors that explain the increase in real estate prices in Luxembourg.

Spuerkeess is market leader for residential real estate loans in Luxembourg. We spoke with Michel Zimer, Vice President of Credit Process Management, and asked him to give us an overview of the latest developments in the real estate market.

Spuerkeess is aware that the ongoing price increases put pressure on customers who want to purchase real estate, whether for their own needs or as a rental investment. This is why Spuerkeess’s personalized advice and flexible solutions have become crucial customer relation components.