8th January 2021

Opening a bank account, without even having to go anywhere!

Sophie is so happy! Her new colleague Audrey, with whom she is going to work on various projects, is really nice. They only met a few days ago, and yet it is as though they have known each other for 10 years.

Audrey crosses the French border every day to go to work, and often the day has barely begun and she has already lost an hour in traffic jams. Sophie knows that Audrey's time is precious because after work she only wants one thing: to get home quickly to find her adored little boy.

Audrey’s employer requires her to have a Luxembourg bank account, so Sophie goes onto the site of her bank, to see if Audrey has the possibility of opening her account remotely. In this period, it would be easier for her not to have to go anywhere. Yes! Her bank now offers the opportunity to create an account directly online and Audrey seems to be eligible.

Be a new customer of legal age

Never having had an account with Spuerkeess

Not fulfilling any of the exclusion criteria

defined by the anti-money laundering measures

Sophie is very satisfied with her bank and shows Audrey how she succeeds in managing her banking transactions via her Smartphone. Convinced, Audrey seeks information on the S-Net Mobile application.

That’s it, Audrey has downloaded the application on her iPhone. She can now create her account.

S-Net Mobile: 100% digital account opening process The steps for creating the bank account once the application is installed:

1) Choose your banking package

The application suggests you the package suiting your situation and needs.

Free of charge for at least 12 months.

2) Identification

You are asked a few questions, which you must answer in order to validate your identity.

3) Signature & access

Sign your e-documents and access your account instantly.

The packages:

Basic account

Zebra

Our basic account for everyday banking

EUR 3,50/month.
*subject to the acceptance of the application
For active young people

Axxess Job

The banking package for active young people up to 30 years of age.

Free for 24 months, then EUR 9,50/month.
*subject to approval of your application
For students

Axxess Study

The banking offer for students up to 30

Free
*subject to acceptance of your application
Show all services

  • Free credit transfers (Eurotransfert) via S-Net/S-Net Mobile
  • 3 automated TUP-processings free/month
  • 2 Visa debit cards for free*
  • 4 cash withdrawals in EUR/month at third party ATMs in the EU without Spuerkeess fees
  • 2 Visa Classic credit cards or 1 Visa Classic & 1 Visa Premier credit card for free*
  • Preferential terms on loans and guarantees*
* Subject to application approval

Zebra

  • Free credit transfers (Eurotransfert) via S-Net/S-Net Mobile
  • 1 Visa debit card or 1 Visa Classic credit card for free*
  • 1 cash withdrawal in EUR/month at third party ATMs in the EU without Spuerkeess fees
  • Preferential terms on loans and guarantees*

* Subject to application approval

Axxess Job

  • 2 Visa Classic credit cards or 1 Visa Classic & 1 Visa Premier credit card for free*
  • Free Axxess card
  • -25% off the handling fee on your housing loan*
  • Preferential rate on personal loan*
  • Arranged overdraft Axxess Job*
  • Axxess savings account at preferential rate
  • subject to acceptance of your application
* Subject to application approval

Axxess Study

  • 2 Visa Classic credit cards or 1 Visa Classic & 1 Visa Premier credit card for free*
  • Free Axxess card
  • Preferential rate on Personal Loan*
  • State-guaranteed student loan and/or UNIF loan*
  • Axxess Study overdraft at 0%*
  • Axxess savings account at preferential rate
  • subject to acceptance of your application
* Subject to application approval

Audrey has been won over. Within a few minutes, she has been able to create her account and can already access it. Thank you, Sophie!

Open your account now!

Start by downloading the free S-Net Mobile App and become a customer!

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