With the replacement of the physical Token by the LuxTrust Mobile application, borrowing the Token from your parents or any other person to make their payments or bank transactions is no longer possible. It is simply not legal. Using someone else's Token, even with their consent, is comparable to borrowing an identity card, which is strictly forbidden. Payments can still be made, but in a more secure and legal way. We give you some advice on how to do this in this article.
One goal: get your dream car. Two solutions: leasing or loan
The difference between owning and leasing a car is solely based on the means to achieve one same goal: to get you your dream car!
Would you like to buy a car together ?
From now on, you can apply for a joint Personal Loan, for you and your partner*, directly via the store in S-Net or S-Net Mobile.
And that in a few minutes, without having to go anywhere, provided of course that you both have an S-Net agreement.
*If your partner's data are not indicated in S-Net, please contact your branch.
Absolutely! The only difference with a leased car is that you always contact Lease Plus customer service rather than the manufacturer's customer service department! Besides, Lease Plus gives you the choice of paying fixed monthly rents that cover all costs (tyres, maintenance, road and registration tax, insurance and MOT, etc.), whereas with Personal Loan you don't necessarily know what these costs will be in advance, and you have to pay them when they fall due – which is only to be expected, since you own the car!
7. Is it better to buy or lease when considering an electric car?
The value of a car decreases over the years, which implies a loss of money when reselling it. This is mainly due to the fact that, on the one hand, car technology is constantly improving (batteries that last longer for hybrid or electric cars, more innovative materials, etc.) and that the supply is constantly increasing. Leasing can be the solution to this loss. It all depends on the average length of time you usually keep your cars. If changing your car every 3 to 5 years is more appealing to you than keeping your car for 10 years, leasing may be more suitable for you.