Student loans
Finance your graduate studies with the state-guaranteed student loan and the Unif loan of Spuerkeess.
Baccalaureate diploma in hand? Your well-deserved holidays are almost over? Perhaps you've already started at university or you're making your final preparations before the big departure? Find out about your financial aid and the 100% digital Spuerkeess application via S-Net Mobile for your state-guaranteed student loan.
However, you must demonstrate progress during the first degree cycle, otherwise financial aid may be denied. Because the grant is paid in two instalments, you must submit a grant request each semester, even if you are enrolled annually. The deadlines are 30 November for the winter semester and 30 April for the summer semester. If you miss them, you won't receive the grant!
You can complete your application online at guichet.lu. It’s fast and easy and you're guided step by step through the procedure!
On MyGuichet, you will obtain a list of documents to be attached to the application that is adapted to your personal situation. Shortly after sending the application, you will receive an acceptance letter with a certificate for the bank printed on yellow security paper. Keep this letter carefully: you will need it to obtain the half-yearly instalment of your state-guaranteed loan from your bank!
Other plus point: while waiting for your financial aid to be agreed, you can obtain a maximum advance of EUR 2.500 at 0% interest! Moreover, if the government financial aid mechanisms are not sufficient you can contract a Unif loan, which is an additional loan. The amount can be disbursed in a lump sum or in half-yearly instalments, which you can start paying back two years after you finished studying.