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Are you among the majority of taxpayers who file their tax returns in December? What if we tell you it isn’t a good idea? To start filling in your tax return at the beginning of the year is much better, and in this article we explain why.
If you have just finished your studies or started your professional life, you are probably not thinking about saving money. And even less about saving to buy a property. Your own apartment… that’s a lot of money and still seems a distant dream, right? OK, but what if we told you that you can get started right away? Here’s how!
To get a mortgage from the bank, you need to have a base capital. However, if you do not have one, the State can be the guarantor of your loan. This way, you can still achieve your dream of your own apartment! To qualify for the State guarantee you need to fulfil certain conditions, as for instance:
The best solution in this case is to take out a BHW housing savings scheme with your bank. The money saved will be frozen until maturity and you will have nothing to worry about!
It's never too early to make a dream come true! So what are you waiting for? Start financing your future home right now! Spuerkeess advisors will answer all your questions and help you manage your future as a homeowner.