A website? An app? Yes, but which one do I choose if I’m just starting out in investment? As a general rule, if you’re just starting out, it’s a good idea to ask the experts: in other words - your bank.
As a beginner, the best thing to do is ask your bank before using any tool that might have been suggested to you by a sponsored advert on your favourite social network.
Indeed, there are many investment tools available. Make sure you choose one that is suitable for your needs, and gives you answers to your questions.
With a start-up capital of only EUR 500, Speedinvest gives you access to equity and bond investment funds in which you can invest. Would you like to give it a try?
1. Go to S-Net Desktop or open your S-Net Mobile app;
2. Click on “Store” in the drop-down menu;
3. Click on “Speedinvest” in the “Savings and Investment” section;
4. Log in with your LuxTrust Token;
5. Answer the questions asked, to define your personalised investment strategy;
6. Deposit a minimum initial amount of EUR 500;
7. Set up a standing order if you wish to increase your investment regularly.
If you are confident that you know enough about investing, rather than using Speedinvest, you can move straight into a higher gear with S-Invest.
With an investment of EUR 40/month, you build your savings in a SICAV over the medium or long term.
And if you prefer to invest in precious metals, there’s also S-Invest Gold, which allows you to invest in units per grams or bullion.
1. Choose the tool that meets your needs and answers your questions.
2. Compare the types of functionality and prices offered by the different tools before selecting one. Invest in your home currency, as foreign exchange may make your investment far less attractive.
3. Make sure that your chosen tool has a “Help” page in case you need support.
4. Consider using the tool offered by your bank as your first choice 😉.
The holidays may already seem a long time ago, but the university year has only just started. Wasn’t it great to be able to switch off your alarm, spend time with your friends, go away and swim in the sea? But before you start thinking about your next holiday, make the most of this new university year!
Perhaps you're leaving home to go to university, move in with your partner or simply because it's time. Congratulations! From now on, you can deck the entire place out from top to bottom in your favourite colour and listen to loud music at three o’clock at night to boot. But now everything will cost money as well: here are some important tips on how to avoid going broke straight away.
First time at university, first job, first salary, first flat... and the list goes on! Life in your twenties is exciting. Everything is new and there is a myriad of ways to design your life. It doesn’t seem necessary to think about financial protection! However, now's exactly the best time to do so!
![[Translate to English:]](/fileadmin/_processed_/8/f/csm_272__FIN__Que_faire_apres_l_unif__01_0f17e00166.jpg "[Translate to English:]")
The back-to-school season often coincides with a new stage in your life. You still remember your early school days and here comes the last semester at uni. Next year will be a big unknown! Entering the world of work, doing additional training or taking a gap year? Any project requires a financial cushion!
![[Translate to English:]](/fileadmin/_processed_/d/2/csm_AideFi_Diplome_88d34755dd.png "[Translate to English:]")
Louise is 19 years old and lives in Luxembourg with her mother and brother. She has just finished the last oral sessions on her final exams, and is waiting for the results. Phew! Soon a little rest and then the holidays. Despite being an excellent student, Louise put a lot of pressure on herself during her exams. Fortunately, her mother was very attentive, cooking her favourite dishes and supporting her as best she could during this stressful period.
If you have just finished your studies or started your professional life, you are probably not thinking about saving money. And even less about saving to buy a property. Your own apartment… that’s a lot of money and still seems a distant dream, right? OK, but what if we told you that you can get started right away? Here’s how!
![[Translate to English:]](/fileadmin/_processed_/8/a/csm_255__To_do_list_06466e90eb.jpg "[Translate to English:]")
Wherever you choose to study, you're automatically entitled to financial aid! You're wondering how to go about it, or how interest rates work if you take out a state-guaranteed student loan! Find out all about financial aid, deadlines, rates and the 100% digital solution for obtaining your student loan.
![[Translate to English:]](/fileadmin/_processed_/e/e/csm_255__Bourse_872882e1eb.jpg "[Translate to English:]")
Baccalaureate diploma in hand? Your well-deserved holidays are almost over? Perhaps you've already started at university or you're making your final preparations before the big departure? Find out about your financial aid and the 100% digital Spuerkeess application via S-Net Mobile for your state-guaranteed student loan.
Do you find yourself brooding about your financial situation and not achieving your goals for saving and investing for your future? Making a financial plan can have a positive impact on your well-being. But how do you set a budget and stick to the plan? Discover our tips for becoming more Zen about your finances.
![[Translate to English:]](/fileadmin/_processed_/e/5/csm_parlons-argent-aux-enfants-289_95d8bb506a.jpg "[Translate to English:]")
We all need a financial literacy. Teaching children the basics about how money works, its value and why to save it can spare them so much hassle as adults.
![[Translate to English:]](/fileadmin/_processed_/9/a/csm_290__Debit-_und_Kreditkarten__Mise_a_jour_N__85___1__19505e816a.jpg "[Translate to English:]")
With Axxess you will automatically receive a debit card, and from the age of 15 you can apply for your first credit card. Do you already have a payment card – debit or credit? Do you know the difference?
You're going on holiday? Great, make sure to read our little checklist before you take that plane!
