My personal motto is “your security and trust are important to me”. I like to help my customer diversify his savings and I am committed to “limiting his risks”. Sometimes I even must hold my customer back when he wants to “put too much money on one horse”.
It is very important to diversify one’s savings and to invest in several different products:
A savings account, to have quick access to his savings;
One or more term deposits with different terms, for example, 1 month, 6 months, 12 months;
And a savings plan such as the flexible S-Invest Plus product because the assets invested are not locked up. This is not a contract, there are no restrictions, and the customer can resell some or all his investments at any time to take advantage of market fluctuations and, of course, of upturns.
My role, as an advisor, is also to give young customers long-term investment options through S-Invest Plus.
I think the advantage of the S-Invest Plus investment plan is having a real project from the beginning. A customer who is still a student may want to save for a first home, a car, a big trip, or something else. I advise him to save to make his dream come true! Then we agree that he will not touch this investment and that he will let his money grow.
Many customers do not know how to build up long-term savings. They leave their money in a savings account and end up spending it over time.