FinTech 2023 and where does Luxembourg stand on a global level?

In a world where sustainability is becoming a major priority, the construction sector plays a crucial role in the transition to more environmentally-friendly practices. To explore the challenges and opportunities of this transition in Luxembourg, Max Didier, Managing Director of CDCL Groupe S.A., shares his views. With more than 500 employees, this group is a major player in construction and property development in Luxembourg. What are the main obstacles that need to be overcome in order to meet sustainable construction objectives? How can innovations such as CREE’s timber-concrete hybrid system reduce carbon footprints across the sector? What economic and social benefits could Luxembourg derive from a more sustainable approach? Find out in this article how early collaborations can transform the industry and how Luxembourg can become a leader in sustainable construction.

In this short extract from the “Evergreens by Spuerkeess” podcast, Marco Rasqué da Silva, Secretary General of Spuerkeess, shares his advice on best practice in governance and risk management. Find out how good governance can not only protect the interests of stakeholders, but also strengthen the trust, credibility and sustainability of companies.

In this short extract from the “Evergreens by Spuerkeess” podcast, Stéphanie Damgé, Director of the House of Entrepreneurship, talks to us about the key elements of effective governance, essential for attracting investors and guaranteeing sustainable growth. She highlights the importance of digitisation and cybersecurity, while offering practical advice for small businesses.

In this short extract from the “Evergreens by Spuerkeess” podcast, we share with you the views of Tom Wirion, Director General of the Chambre des Métiers (the Trade Council), on the crucial importance that governance plays for small and medium-sized enterprises. Find out his advice for implementing it effectively and the strategies for building solid governance that can be adapted to each company.

Financial literacy is crucial to young people's future. But how financially literate are young people today, and how can they prepare for the economic challenges of tomorrow? To answer these questions, we interviewed Jessica Thyrion, advisor at the ABBL Foundation for Financial Education. In this article, she shares her expertise on the importance of financial education, the specific challenges facing young people, and the initiatives in place to help them navigate the complex world of finance. Find out how the ABBL Foundation is working to improve young people's financial literacy and prepare them to make informed and responsible decisions.

Are you curious to know how your financial choices can make a real contribution to the fight against climate change? Would you like to find out about the innovative initiatives that have been put in place in Luxembourg to promote sustainable finance? In this interview, Laetitia Hamon, Head of Sustainable Finance at the Luxembourg Stock Exchange, shares her ideas and experiences on these crucial topics. Read this interview to find out how you can make the difference and be an agent of change towards a more sustainable future.

What are the various aspects of responsible banking and what are the challenges faced by banks? In this interview, Aude Payan and Elena Fuzzi, respectively Director and Senior Manager in Risk Consulting and in charge of ESG services for credit institutions at KPMG provide detailed insight and examples for innovative strategies for financial institutions to advance ethical banking standards.

When working together, banks and NGOs can ensure a real-world impact. Banks provide financing for sustainable projects, while NGOs raise awareness and propose projects for funding. In this interview, Nicoletta Centofanti, CEO at LSFI, explains how banks and NGOs should collaborate together to drive positive social impact.

What are the major issues regarding CSR and sustainability in Luxembourg, and what specific obstacles do the country’s economic players face when they seek to establish sustainable communities? In this interview, Laetitia Georgel and Sophie Öberg from IMS Luxembourg tell us about the involvement of Luxembourg companies in the field of corporate social responsibility and sustainability, and offer five practical tips for building sustainable communities.

How can financial institutions leverage technology and data analytics to mitigate environmental risks within their investment portfolios? What are the strategies adopted by banks to align their financial services with sustainable development goals and how they can incentivise customers to adopt eco-friendly banking habits? In this interview, Julien Froumouth, Sustainable Finance Adviser at ABBL, addresses the role of Luxembourg's banks in financing renewable energy projects and supporting the transition to a low-carbon economy. Furthermore, Julien provides five tips for readers to assess a bank's corporate behaviour regarding environmental responsibilities.

In this interview, Mariana Ruiz, Senior Social Development specialist at the European Investment Bank, tells us how banks can promote social justice by integrating human rights considerations into their lending practices and investment decisions. Do not miss Mariana’s five useful tips to make informed choices that align with your human rights principles.

Financial incentives encourage companies to adopt more environmentally-friendly practices. Both governments and the private sector play a crucial role in this dynamic. Luxembourg is implementing legislative measures to reduce the amount of plastic waste, while providing practical advice on concrete actions at a local level. Charles-Albert Florentin, Cleantech Cluster Manager at Luxinnovation, shares his expertise on sustainable innovation in Luxembourg, with a focus on the global impact of financing to combat plastic pollution.